Abstract: Since Guangxi officially launched the pilot work of forest insurance in 2010, the insured area and premium income of public welfare forests and commercial forests have increased steadily year by year, but many problems have also been exposed, mainly complex claims settlement and single insurance products, and forest farmers' willingness to participate in insurance is not strong; the pricing mechanism and premium rate of insurance products are unscientific, and insurance companies underwrite selectively; the financial pressure of counties and districts is too large, and the power of grass-roots departments is insufficient. Therefore, we need to enrich the design of insurance products to enhance the ability of risk guarantee; effectively adjust the insurance amount and enhance the willingness of forest farmers to participate in insurance; scientifically implement risk zoning and implement rate adjustment mechanism; promote the evaluation system of insurance institutions and improve the efficiency of claims settlement; improve the premium subsidy policy, expand the scope of premium subsidy, and promote the high-level development of forest insurance in Guangxi.